Put your mortgage
‍on the market

Watch the power change hands in a real-time auction, where banks and lenders bid for your home loan. Set up a Joust auction in 3 minutes

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Joust is free to use and won't affect your credit rating.

 

Lenders you can trust

Access up to 80% of home loan lenders in Australia. Here are just some of them.

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See what our customers have to say about Joust

Joust
"I had already commenced the mortgage process with a bank when I came across Joust. I put my details in and ended up with 6 offers really quickly. By using Joust I will end up saving $1100 per year on repayments.."
ANISSA - NSW
"Extremely happy with the service provided by Joust. The process saved me plenty of time and stress. The brokers I got connected with through the platform made me feel comfortable every step of the way. I highly encourage anyone looking to save money and time to give the platform a go!"
Sreenith K. - NSW
"We were assisted to find the right broker and in turn the right mortgage for us. Can't thank you enough for our positive outcome! We can highly recommend using this service."
Gen - QLD

How Joust Live Auction works

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Why use Joust Live Auction?

Access to more deals

By providing access to over 80% of Australia's home loan lenders, Joust marketplace empowers you to explore an extensive selection of great home loan deals and competitive rates from the most reputable lenders in the country.

Personalisation and control

Joust understands that your financial situation is unique. That’s why Joust Live Auction allows you to tailor the loan criteria to your specific needs. This ensures ensuring personalised home loan deals on the leaderboard.

Support

Joust, our lenders & partner mortgage brokers support you throughout your home loan journey. They can assist you with evaluating borrowing capacity, reviewing loan options, negotiating interest rates, and answering questions. We've got your back.

Frequently Asked Questions

Is it secure to use Joust?

Yes.

We take security extremely seriously, as such we have invested heavily to be compliant and adhere to bank grade security.

The information we collect from you is used to provide an indicative offer tailored to you.

For more information on on how your personal details are securely protected, please refer to our Privacy Policy Statement.

Is Joust free to use?

Yes.

Joust is completely free to use and there’s no obligation or pressure to proceed.

It is simply an easier way for you to find a better home loan suited to you, without the run around.

Will creating a Joust impact my credit score or credit file?

No.

Creating a Joust on Live Auction will not impact your credit score nor will it leave a visible footprint on your credit file.

While we do check your credit score as part of creating an auction, we simply extract your score and represent it in a score band as part of your profile.

Should I use Joust to refinance my current mortgage?

Yes.

There’s every chance that your existing mortgage interest rate is higher than what could be available in the home loan market right now.

Regardless if you have a fixed or variable interest rate, you may be paying more than you need to on your current home loan.

Joust is a free tool to help you find lower home loan rates currently available in the market.

Am I obliged to choose a deal?

No.

Your personal details remains hidden throughout the Marketplace process. If you decide you want to connect with a deal from the leaderboard, you will be contacted by one of our partner brokers. They will then have to complete their own internal assessments to satisfy responsible lending criteria and assess the product suitability based on verifiable information.

You can choose not to proceed at any point if you feel it is not right for you.

The question I have is not listed here.

Check here for a complete list of answers to questions that we have collected over time.

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Joust Software Pty Ltd ABN 73 603 612 013 ACL 481805 and the Joust logo are trademarks of Joust Pty Ltd ACN 603 603 667 ACRN 484955. Both Joust Software Pty Ltd and Joust Pty Ltd are wholly owned by Joust Holdings Pty Ltd ACN 639 604 998 ACRN 522403. Any trademarks used on this website which are not owned by Joust Pty Ltd are used under licence from participating financial institutions. Joust is not a credit provider and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a product, you will deal directly with a financial institution and not with Joust. Product information should be confirmed with the relevant financial institution. View the Joust Terms of Use.