The faster way to
a better home loan

Instant Match uses our unique technology to immediately match and connect you with the top three home loans that meet your needs.

Create Your Profile

Joust is free to use and won't affect your credit rating.

 

Lenders you can trust

Access up to 80% of home loan lenders in Australia. Here are just some of them.

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See what our customers have to say about Joust

Joust
"The process is so easy. The reverse auction aspect is fantastic and well worth it. We get lazy with our automatic systems. We have saved approximately $500 p/wk by looking at our finances and refinancing..."
Michael - VIC
"Extremely happy with the service provided by Joust. The process saved me plenty of time and stress. The brokers I got connected with through the platform made me feel comfortable every step of the way. I highly encourage anyone looking to save money and time to give the platform a go!"
Sreenith K. - NSW
"We were assisted to find the right broker and in turn the right mortgage for us. Can't thank you enough for our positive outcome! We can highly recommend using this service."
Gen - QLD

How Instant Match works

Create Profile

Frequently Asked Questions

Is it secure to use Joust?

Yes.

We take security extremely seriously, as such we have invested heavily to be compliant and adhere to bank grade security.

The information we collect from you is used to provide an indicative offer tailored to you.

For more information on on how your personal details are securely protected, please refer to our Privacy Policy Statement.

Is Joust free to use?

Yes.

Joust It is completely free to use and there’s no obligation or pressure to proceed.

It is simply an easier way for you to find a better home loan suited to you, without the run around.

Should I use Joust to refinance my current mortgage?

Yes.

There’s every chance that your existing mortgage interest rate is higher than what could be available in the home loan market right now.

Regardless if you have a fixed or variable interest rate, you may be paying more than you need to on your current home loan.

Joust is a free tool to help you find lower home loan rates currently available in the market.

Am I obliged to take up the offers matched to me?

No.
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When we are able to match a loan product with a loan profile, the lenders matching your loan criteria will be notified, and our system will facilitate the exchange of contact details for both parties.

The lender will then have to complete their own internal assessments to satisfy responsible lending criteria and product suitability based on verifiable information.

At any point, you can choose not to proceed if you feel that the product or lender is not right for you.

How is Joust paid?

We receive a flat fee each time a lender or broker receives a match to a loan profile that has been created on the Joust Instant Match product.

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The question I have is not listed here.

Check here for a complete list of answers to questions that we have collected over time.

Our Award Nominations

Joust in the Press

Need help getting started or have a complex loan?

Use our Concierge Service to get in touch with our team who will guide you on how to use Joust, help you create your profile or, if you have a complex loan, find you a custom solution with our panel of lenders and brokers.

Concierge Service
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Joust Software Pty Ltd ABN 73 603 612 013 ACL 481805 and the Joust logo are trademarks of Joust Pty Ltd ACN 603 603 667 ACRN 484955. Both Joust Software Pty Ltd and Joust Pty Ltd are wholly owned by Joust Holdings Pty Ltd ACN 639 604 998 ACRN 522403. Any trademarks used on this website which are not owned by Joust Pty Ltd are used under licence from participating financial institutions. Joust is not a credit provider and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a product, you will deal directly with a financial institution and not with Joust. Product information should be confirmed with the relevant financial institution. View the Joust Terms of Use.